New Shan Travel Service: www.newshan.com

PREMIUMS

ASEAN - Malaysia, Thailand, Philippines, Myanmar, Vietnam, Cambodia, Laos, Indonesia

ASIA - ASEAN, China, Hong Kong, Macau, Taiwan, Korea, Australia, New Zealand, Japan, India

WORLD WIDE - ASEAN, ASIA & the rest of the world including Sri Lanka, Nepal, Tibet & Mongolia

* the above are the max benefit (S$)

Details to Know

Family Plan

Single Trip Coverage: For 1 or 2 adults travelling with any number of children. The 2 adults need not be related but each child must be related to either of the insured adults.

Annual Coverage: For a legally married couple and any number of children. Each child must be accompanied by either of the insured adults under this plan for any trips made during the Policy Period.

Children under any Family Plan throughout the Policy Period must be unemployed, unmarried and under 18 years old or up to 23 years old if studying full-time in a recognised institute of higher learning.

Trip Duration

Annual Coverage: The insured policyholder(s) will be covered for an unlimited number of trips made during the Policy Period. The maximum length of each insured trip is 90 days.

Commencement of Coverage

Travel Cancellation (Section 12) is effective either: (a) 30 days before the date of departure, or (b) from the date of purchase which must be at least 7 days before the departure date for this benefit to respond, whichever is later

Personal Accident Protection (Section 9) commences 3 hours before the insured person(s) leave(s) Singapore and cease(s) whenever any of the following occurs first: (a) when the period specified on the policy expired, (b) when the insured person(s) return(s) to his/her/thier permanent place of residence, or (c) within 3 hours upon arrival back in Singapore.

Child Application

An individual below 18 years old applying for an individual policy is limited to Classic plan.

Duplicate and Refund Coverage

If the insured person is covered by more than 1 policy underwritten by the Company for the same trip, the Company will consider the person to be insured only under the policy which provides the highest benefit level.

Main Exclusions

War Exclusion: This insurance doesn't apply to any loss arising out of war, civil war, invasion, insurrection, revolution, use of military power or usurpation of government or military power. War shall mean war, whether declared or not, any warlike activity including the use of military force by any sovereign nation to achieve economic, geographic, nationalistic , political, racial, religious or other ends.

Any pre-existing condition for which the insured person (a) recieved medical treatment, diagnosed consultation or prescribed drugs, or (b) had a condition (for which medical advice or treatment was recomended by a qualified medical practitioner) which was not covered within 12-months period preceeding the effective date of the Policy.

Important Disclaimer