|
|
 |
| |
|
| |
|
|
COMPREHENSIVE COVERAGE |
| |
|
| |
Summary of Coverage |
| |
| Overseas Medical Assist |
Premier |
Superior |
Classic |
Section 1. Medical & Accident Dental Expense Incurred Overseas
- Insured Person before the attainment of seventy (70) years and below
- Insured Person upon attainment of seventy (70) years and above
- Insured Child before the attainment of 18 years or 23 years if studying in full time in a recognized Institution or higher learning
|
Unlimited
$100,000
$200,000 |
$500,000
$100,000
$200,000
|
$250,000
$100,000
$200,000
|
Section 2. Medical Expenses Incurred in Singapore
- Insured Person before the attainment of seventy (70) years and below
- Insured Person upon attainment of seventy (70) years and above
- Insured Child before the attainment of 18 years or 23 years if studying in full time in a recognized Institution or higher learning |
$50,000
$5,000
$10,000
|
$25,000
$2,500
$10,000
|
$12,500
$1,000
$10,000 |
Section 3. Medical Expenses - Women Benefit
- Incurred overseas due to Pregnancy Related Sickness. |
$8,000 |
$5,000 |
$2,000 |
Section 4. Treatment by Traditional Chinese Medicine(TCM)
- Covers Traditional Chinese Medicine(TCM) treatment from a recognised(TCM) Physician |
$500 |
$300 |
$100 |
Section 5. Overseas Hospital Income
- Pay $200 for every complete day the Insured Person is hospitalized overseas. |
$50,000 |
$30,000 |
$10,000 |
Section 6. Hospital Income in Singapore
- Pay $100 for every complete day the Insured Person is hospitalized in Singapore. |
$1,000 |
$1,000 |
$500 |
Section 7. Emergency Medical Evacuation
- Covers all AIAs Emergency Medical Evacuation expenses. |
Unlimited |
Unlimited |
$500,000 |
Section 8. Repatriation
- Covers all AIA expenses returning the remains of the Insured Person, who suffered loss of life during the trip, to Singapore. |
Unlimited
|
Unlimited |
$30,000 |
Section 9. Direct Repatriation
- Covers all AIAs expenses incurred in returning the remains of the Insured Person, who suffered loss of life during the trip, to the Country of Origin or Home Country. |
Unlimited |
$30,000 |
$15,000 |
Section 10. Hospital Visitation
- Pays for the incidental expenses for the visit of one relative or friend if the Insured Person cannot be evacuated and requires hospitalization for more than 5 days whlist overseas. |
$10,000 |
$5,000
|
$3,000 |
Section 11. Compassionate Visit
- Pays for the incidental expenses of sending one relative or friend if assistance is required to assist in repatriation arrangement of the Insured Person's remains. |
$10,000 |
$5,000 |
$3,000 |
Section 12. Child Guard
- Pays for one relative or friend to accompany the Insured Person's children home following hospitalization of the Insured Person. |
$10,000 |
$5,000 |
$3,000 |
Section 13. Emergency Telephone Charges
- Reimburses telephone charges for Medical Related services in contacting American International Assistance Services(AIAS) |
$250 |
$100 |
$100 |
Section 14. Automatic Extension of Policy Period
- Covers automatic extension of this policy up to 30 days without additional premium due to hospitalization or Quarantined of the Insured Person |
Yes |
Yes |
Yes |
|
| |
|
| |
| Personal Accidental Assist |
Premier |
Superior |
Classic |
Section 15. Accidental Death & Disablement
- Insured Person before the attainment of seventy (70) years and below
- Insured Person upon attainment of seventy (70) years and above
- Insured Child before the attainment of 18 years or 23 years if studying in full time in a recognized Institution or higher learning
|
$500,000
$200,000
$100,000
|
$200,000 $100,000
$100,000
|
$150,000
$50,000
$50,000
|
Section 16. Public Transport Double Cover
- Insured Person before attainment of seventy (70) years and below
- Insured Person upon attainment of seventy (70) years abd above
- Insured Child before the attainment of 18 years or 23 years if studying in full time in a recognized Institution or higher learning |
$1,000,000
$400,000
$200,000 |
$400,000
$200,000
$200,000 |
NA
NA
NA |
Section 17. Child Education Grant
- Pays for each legally dependent child (before the attainment of 23 years old and below) studying as a full-time student in a regconized institution of higher learning as a result of accidental loss of life of the Insured Person. |
$5,000 |
$5,000 |
NA |
|
| |
|
| |
| Travel Assist |
Premier |
Superior |
Classic |
Section 18. Travel Cancellation
- Covers loss of irredeemable travel and accommodation expenses paid in advance and occuring up to 30 days prior to departure from Singapore.
|
$15,000
|
$10,000
|
$5,000
|
Section 19. Travel Postponement
- Covers additional administrative charges for travel and accommodation expenses paid in advance and occurring up to 30 days prior to departure from Singapore. |
$2,000 |
$1,000 |
$500 |
Section 20. Loss of Travel Deposit
- Covers the Insured for loss of travel deposit in the event of financial collapse of a Singapore registered Travel Agent |
$500 |
$250 |
NA |
Section 21. Travel Curtailment including Aircraft Hijacking
- Covers additional travel or accommodation expenses incurred or forfeited after the commencement of the trip.. |
$15,000 |
$10,000 |
$5,000 |
Section 22. Travel Interruption
- Covers the unused portion of the trip due to the hospitalizatuion of the Insured Person.. |
$8,000
|
$5,000 |
$3,000 |
Section 23. Personal Baggage including Laptop Computer
- Cover loss or damage to baggage, clothing, personal effects, Laptop Computer (Max $500 for any one article or pair or set of articles. Max for Laptop Computer is $1,000). |
$5,000 |
$5,000 |
$3,000 |
Section 23. Personal Baggage including Laptop Computer
- Cover loss or damage to baggage, clothing, personal effects, Laptop Computer (Max $500 for any one article or pair or set of articles. Max for Laptop Computer is $1,000). |
$5,000 |
$5,000 |
$3,000 |
Section 24. Jewellery Coverage
- Compensates the loss of jewellery whilst overseas due to robbery. |
$750 |
$500 |
NA |
Section 25. Baggage Delay
- Pay $200 for each full 8 consecutive hours that the Insured Person's baggage is delayed whilst overseas and in Singapore. |
$1,000 |
$1,000 |
$1,000 |
Section 26. Travel Documents
- Pays the Insured Person's travel and hotel expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents. Loss of money due to theft is also covered (max $300). |
$5,000 |
$5,000 |
$3,000 |
Section 27. Travel Delay
- Pays $100 for each full 8 consecutive hours of delay whilst overseas and in Singapore. |
$1,000 |
$1,000 |
$1,000 |
Section 28. Travel Misconnection
- Covers expenses incurred as a result of misconnection of conveyance. |
$500 |
$200 |
$200 |
Section 29. Kidnap & Hostage
- Pay $250 for loss of income for every 24 hours the Insured is kidnapped whilst travelling overseas. |
$10,000 |
$5,000 |
$3,000 |
Section 30. Personal Liability Abroad
- Covers the Insured Person against liability to third parties or damage to their property caused by his/her negligence. |
$1,000,000 |
S1,000,000 |
$500,000 |
|
| |
|
| |
| Lifestyle Assist |
Premier |
Superior |
Classic |
Section 31. Golf Advantage
a) Covers you for Damage or Loss of Golfing Equipment
b) Covers you for entertainment expenses in achieving Hole-in-One
|
$750
$250
|
$500
NA
|
$500
NA
|
Section 32. Home Guard
- Pays for damage (due ti fire) to household contents of the Insured Person's residence which was left vacant for the full duration of the trip.
|
$5,000
|
$5,000 |
NA |
Section 33. Rental Vehicle Excess
- Pays for the cost of the insurance excess of a car rented by the Insured Person if it is involved in an accident. |
$750 |
$500 |
NA |
Section 34. Pet Care
- Pays $50 for each full consecutive hours' delay of returning flight to Singapore; to cover additional cost incurred by the Insured Person in having placed his/her cat or dog in a kennel/cattery or pet hotel. |
$500 |
$250 |
NA |
Section 35. Cover in the event of Terrorism
- Sections 1 through 34 of this policy are applicable if they occur as the result of an Act of Terrorism whilst the Insured Person is overseas. |
YES |
YES |
YES |
|
| |
|
| |
|
| |
 |
Why AIG Assist |
|
|
AIG Premiums |
|
|
Get it Now! |
| |
|
| |
|
| |
|
| |
|
|
| |
Important Disclaimer |
|
